Speaking part 3 Spending Saving Money

A time you spent more money on something than expected – Part 3 – Sample Band 8 từ sách Ielts Speaking 8.0 by Dương Vũ 8.5 Ielts – Hướng dẫn trả lời chi tiết + từ vựng hay theo topic + samples Full 3 Parts quý mới nhất giúp bạn tự học speaking hiệu quả: https://idvielts.com/sach-ielts-speaking-duong-vu/

Do you often overspend? (cau hoi phu part 2)

No, I only do so on a handful of items, mostly digital gadgets because I’m not tech savvy. I’ve been taught to live within my means from a very young age.

What do young people spend most of their money on?

Of course, tuition and course fees account for a major share of young people’s spendings. They need to broaden their horizons and acquire relevant sets of skills so that they can be well-positioned for the future workforce. Additionally, they tend to squander money on the latest fashion designs and gadgets to keep up with the trends or simply to express their personality and assert themselves.

Do you think people are buying too much?

Yes, totally. There has been an increasing trend of overconsumption over the last decades. This is mainly due to increased standards of living. Consumers tend to splurge on not only necessity goods but also luxury items to show off their economic status. Besides, advertising has constantly encouraged them to make unplanned purchases, I mean to buy in excess of their need. Many young women, for example, are willing to buy new lipsticks and clothes to keep up with the latest trends and throw away the old ones even though they are still perfectly usable.

What are the effects of this trend?

Without a doubt, overconsumption might have devastating effects on the environment and people’s quality of life. This unsustainable lifestyle contributes significantly to massive waste increase, environmental pollutions and resource depletion, which are progressively destroying the earth. On top of that, when people waste money on items they don’t need, they might end up getting into financial trouble like becoming penniless or being in debt. This would take a toll on their well-being and their overall satisfaction with life”

Do you think it is important to save money?

Without a doubt, a frugal lifestyle is the key to a balanced and fulfilling life. By saving for rainy days, people can obtain financial stability and security, which is essential to their health. What’s more, when people spend less than they earn, they could invest in business or other money-making tools to gain passive income. This way, they won’t have to work like a beaver their whole life just to make a living. Instead, they can allow themselves to retire early and pursue their passion or hobby.